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Showing posts from May, 2018

Utah Chapter 7 Bankruptcy Lawyer Ryan E. Simpson

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No one is immune to financial difficulties. A sudden job loss, illness, divorce or another unforeseen event can derail even the most financially stable family. Fortunately, there are debt relief options available to you. I am Ryan E. Simpson, and from my office in West Jordan, I help individuals and families throughout Utah get out from under the crushing weight of debt with bankruptcy. With more than nine years of experience in bankruptcy law, I have helped hundreds of people just like you get back on their feet. To discuss your rights and options with a knowledgeable Utah Chapter 7 bankruptcy attorney in a free phone consultation, call me at 801-432-8682. Learn more at https://ceicom.org Is Chapter 7 Bankruptcy Right for Me? In a Chapter 7 bankruptcy, all of your unsecured debts will be discharged, including credit card debt, medical bills and other similar debt. In order to qualify for Chapter 7, you must pass the means test, which takes into account your income and expens

Questions on Chapter 7 and 13 Bankruptcy

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When you come into my office for your free consultation I can answer your questions and explain the entire bankruptcy process. This website offers an abundance of information, but just reading is not a substitute for knowing how the information affects your financial situation. Below are my answers to common questions regarding filing for a Bankruptcy in Utah. I want to keep my home. Can I keep my home if I file Chapter 7 Bankruptcy? Yes, if you are current with your mortgage payments and your real property taxes assessed  against your home. If you are not current with those creditors, you will probably need to file under   Chapter 13 unless we can work out an agreement with them.  The good news is that most banks don't want your home back like they did years ago. Many of them are willing to work with you or even reduce interest or amount owed. Will I lose my car if I file Chapter 7 Bankruptcy? Not if you are current with your car payments and intend to continue making p